Rob
Whowhere,#2Consumer Comment
Fri, May 13, 2005
I saw this thread and chuckled- I am a loan officer so I know how the lending approval system works and the true culprit here is the apraiser more than anything. they are the ones who made all the peices fall together. Questions- first off, how do you mistake a doublewide for a stick built single family residence? Most people wouldn't be fooled. That seam running the entire length covered by a piece of trim of the house is a dead give away, especialy to an apraiser. 2nd, County records used on the appriasal report would indicate wether this house was 'wheel estate' or a SFR. What you have here is a re-litter, appraiser, and more than likely lender who fraudulently misrepresented the property and took you. What you need to do is get together your HUD1 form that you signed at closing, a copy of the old apraisal clasifying the property as a stick built, and call the title office you closed at and let them know you are getting an attorney and then do just that- GET AN ATTORNEY RIGHT NOW. this is a huge conspiracy that you got shafted in. All involved are looking at multiple counts of fraud and conspiracy. Good Luck.