mr rik
miami,#2Consumer Comment
Mon, May 30, 2011
-No bank just hands you money for a check
"He took the check and gave us the $500."
Looks like THIS bank does....
voiceofreason
North Carolina,#3General Comment
Mon, May 30, 2011
No bank just hands you money for a check, without requiring some kind of hold against the funds you have in your account. You may not have made out a deposit slip, but I assume you had to provide some kind of proof of having an account there, like a bank card. Ergo, they didn't need a deposit slip; they obviously knew what account to hold the funds against. And every check requires a set period of time to clear. That's been common knowledge to anyone keeping money in a bank for generations. Until you bank is assured by the bank the check was drawn from, that the check is valid, you don't really have that money in your account to use. Banks do a lot of nasty things, but this is one that should have been expected, and was not out of line. Suggest opting out of all overdraft arrangements.
Eddie zilker
Mt. Pleasant,#4Consumer Comment
Mon, May 30, 2011
Even for social transactions, you should keep a precise record for every word uttered - even if the conversation was about the weather. When you send a Christmas Card to a friend or family member, photocopy it. If you don't there's a chance you may have sent them pornography - or at least they'll be able to say you sent them pornography.
Because that's what the banks have turned this into. It's about being able to f**k over your fellow man. Finders Keepers, Losers Weepers, et al. So f**k courtesy and yield to contempt. Let go of your assumptions concerning etiquette and good faith and, instead, just assume that every moment of your life must be spent in a state of toxic resentment mixed with an over-arching, paranoid hyper-vigilance.
That felt so good, Vaporize! Do you think I helped make the OP feel stupid for trusting people? It must be your altitude causing my blood to boil.
Steve
Bradenton,#5Consumer Comment
Mon, May 30, 2011
The bottom line here is that you were not paying attention.nd you did not use common sense.This was an example of poor communication on your part.
If you had been with that bank for 10 years as you claim, you would have had a "seasoned" account and there would have been no hold on that small check.
This tells me that you are frequently overdrawn on that account, or have been some time in the past.That was the real reason for the hold on a small check.
Tellers do not need a deposit slip from you to make a deposit.You had an account 10 years, right? Maybe the teller knew your name, and looked up the account.Your name was also the payee on the check, right?
Again, just common sense.Most banks only cash checks for customers.That should have been a clue as well.You are obviously clueless.
Vaporize
dENVER,#6General Comment
Mon, May 30, 2011
Use a register they are easy to use just add and subtract. Online banking is not accurate as well delayed on certain transactions. 24 hrs. is the standard for checks. Since it was Saturday, which is not a business day Sunday banks are closed Monday the check would be processed, and cleared Tuesday. Every time you make a transaction at the bank ask for the current balance on the account pertaining to the transaction.
mr rik
miami,#7Consumer Comment
Mon, May 30, 2011
That sucks that you gotta pay for that retarded tellers mistake. And the weasel-a*s bank manager is such a coward and lowlife that she isn't going to do A THING for you, THEIR CUSTOMER!
Its really possible that that's what the tellers have been instructed to do, in order to STEAL MORE MONEY!
SNEAKY!
That's why I just found 124 reports on em today!
Post the bank manager's name on here, we'll see what we can do. Post her address and personal information as well, if you have it. If not, I can get it.
IT'S TIME TO PAY THE PIPER BABY!
Eddie zilker
Mt. Pleasant,#8Consumer Comment
Mon, May 30, 2011
That is awful. Please update. Sorry that happened.