Faron
Houston,#2Consumer Comment
Wed, March 12, 2008
or you will be another one of the victims who paid someone and can't get yoru money back. This is according to the New York City BBB. Here is what the say The Better Business Bureau serving Metropolitan New York has recently learned of a debt collection agency claiming to operate out of New York City, and which may be conducting business in violation of the Fair Debt Collection Practices Act, which was passed by the United States Congress in 1977 and amended in 1996. According to complaints filed with the BBB, a company named 'Check Processing Bureau Enforcement Division' solicits consumers via mail and telephone for monies owed on bounced checks that consumers claim to have no record of. The company refuses to furnish consumers with copies of their bounced checks or any additional proof of debt, as required by law, stating that it can only provide such information in a court setting. Consumers are also told that the company will pursue criminal action if they do not pay. Most consumers believe the company is trying to scam innocent people into paying a debt which not only does not belong to them but which also may be completely made up. Complaints have been received by the BBB from late 2006 to early 2007, over 7 years after the company alleges that the checks were written. As most banks do not keep such records after a period of 7 years, consumers have not been able to confirm their debts with their banks. Among the 17 complaints filed against this company with the BBB, 2 were not responded to by the company and 15 are still pending the firm's response.