The company civil complaint services Sent me a threat, That I was to pay 3,804.08 to a debt I never made. I never banked or did any business with company, Nor did I have any such credit limit being unemployeed in 2005. This is a scammer attempting to fabricate debt usin your info they recieve or stole. Do not trust this company, Challenge what they say and make sure they get you that summons, They tend to fabricate those as well and enter a default judgement against you.