Paula
Sturgeon,#2Consumer Suggestion
Fri, June 05, 2009
If your payments are due on the 12th of the month the payment has to be received by the company BY the 12th of the month. Mailing it on the 12th will make for a late payment and in many cases they will charge a late payment fee in addition to added interest on the loan for each day your payment is late. You should definitely make an effort to mail the payment at least 4 days in advance of the due date.
J
Fort Wayne,#3UPDATE Employee
Thu, February 16, 2006
reguardless if they promised hub caps it is reasonable to expect hub caps and I would Suggest you speak with the GM. you need to know getting your payments in 2 days late "consistanly" should not cause harasement but they will call if payments are not recieved in a consistant manor.I know it can be a challenge but try to get a payment or two ahead not all at once but by adding to your regular payments $20-$50 per bi-wkly pmt. if you pay 2 days late every payment your still a good payer and will report as such but the loan will capture 2 more days of interest out of your 145.00 payment leaving less to go to your balance and over time you could end up paying more interest than the loan called for. on the flip side if you get ahead of your payments and pay early they could collect less interest than the loan called for "its up to you" not them. they should have welcomed your phone call about yor job change and took that into consideration but most finance companies will only edit accounts for extreme problems and a job change is common and not a good reason for them to adjust your account. again if you were paying ahead at this point it would have been a non issue and been less stress for you to worry about. change your thinking that you will succeed and find soloutions to problems try your best to be proactive and quit trying to blame others. I am not saying the finance company shouldn't help if able but they are under no obligation to make consessions on your loan.