Ken
Randolph,#2Consumer Comment
Wed, December 07, 2005
Your posting wasn't real clear, so I am doing some guessing here. If you used your debit card on a Monday, and the debit was posted on a Wednesday, but you made a deposit on Tuesday to cover the Wednesday posting, then you are going to get an overdraft charge. When you made the purchase on Monday, the hold on the funds came through immediately. If there were not funds to cover the hold, then you get an overdraft. It doesn't matter that you deposited the next day, the damage was already done. If this wasn't what happened, maybe you could clarify what actually did happen.