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  • Report:  #220778

Complaint Review: Continental Warranty - Lynwood Washington

Reported By:
- Midwest City, Oklahoma,
Submitted:
Updated:

Continental Warranty
19401 40th Ave West, Suite 400 Lynwood, 98036 Washington, U.S.A.
Phone:
800-929-2694
Web:
N/A
Categories:
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I purchased an extended warranty from Continental Warranty on July 9, 2004 for my 2000 Jaguar XJ8 based on the understanding that major mechanical and hi-tech electrical components would be covered. On August 11, 2006 my vehicle had to be towed to the local Jaguar dealership because nearly all of the warning lights remained on, the digital odometer was blank with a static line, and the vehicle would not shift out of park.

I contacted both Jaguar Roadside Assistance and Continental Roadside Assistance that morning. Continental Roadside Assistance confirmed my warranty and dispatched a tow truck. The vehicle was delivered to the local dealership that morning at approximately 10:30 AM. A diagnostic check was attempted on the vehicle, however, it failed to recognize all but two computer modules.

Assistance from the Jaguar factory was requested by the local dealership, but no repair solution was reached. The only true solution reached was to replace the entire console (or as referred to in the warranty booklet as electronic instrument cluster and which also includes the mileage computer).

This is where I believe the company failed in it's obligation to honor my warranty. When the local dealership called for approval, the request was denied because a reading of the mileage was not available. This was due to the fact that it was part of the diagnostics that was not being read by the diagnostic check.

Under the terms used in the warranty booklet on page 7, the mileage computer is covered. However, also used in the booklet on page 13 under CANCELLATION OF AGREEMENT, the statement of 2. Your vehicle's odometer is disconnected or altered or the true and actual mileage cannot be determined. is in direct contradiction to the terms of the agreement/warranty of the items covered under the FREEDOM PLUS PLAN COVERAGE items. If the mileage computer fails, how is one to obtain a true and actual mileage reading?

On July 11, my vehicle was at the dealership to have a Mass Air Flow Meter/Sensor replaced. (exactly 32 days prior). The reading on the odometer was 54,060 (Dealership Invoice, dated 11 July 06). Based on the month/year of the vehicle (Oct/2000) and the number of miles registered on 11 July, a monthly average of 783.4782609 is obtained. However, I did advise Continental Warranty and that my most current recollection of my odometer reading was 55,3** just prior to 11 August 2006. I mentioned this in good faith and honesty as a consumer.

My warranty was for four (4) years or 80,000 miles (whichever is sooner). Under the circumstances, I believe that Continental Warranty can and should be able to work with both the dealership and I to resolve the issue.

Patrick

Midwest City, Oklahoma
U.S.A.


7 Updates & Rebuttals

Benjamin

Hancock Park,
California,
U.S.A.
ABSOLUTELY!

#2UPDATE Employee

Sat, November 18, 2006

Absolutely! Call customer service at (888) 244-0925. Just let the customer service representative know that you need to cancel your warranty. Explain to them what happened. They may be able to help you further-- that I'm not sure of but they will do the best of whatever they can do for you.


Patrick

Midwest City,
Oklahoma,
U.S.A.
Update: Continental Warranty claims to warrant mileage computers but cancel the policy when it fails Lynwood Washington

#3Author of original report

Fri, November 17, 2006

You are correct sir. "Marathon Financial" (as listed on the Retail Installment Contract - Agreement Number 835-085063, dated 7/9/2004) is listed as the "Administrator" (or as you referred to above as the "Insurer" on the Retail Installment Contract. Payments where then made to Mepco Insurance Premium Financing Inc. (MEPCO) starting on 8/14/2004 with the last payment made on 8/14/2005. The Vehicle Service Contract Declaration Sheet (Form: A BC-1066AO, FPP [Rev. 09/02]) is "administered" by Royal Administration Services, Hanover, MA and "marketed" by Continental Warranty / MCG Enterprises, Inc., Malibu CA. Since the contract was "Voided" by Royal Administration Services prior to the contract expiration date of 7/9/2008, and due to the fact that there was no intent to defraud or deceive on my part Continental Warranty simply because this was a "total failure" of the mileage computer and electronic instrument cluster on 11 August 2006 and the fact that I followed the "rules of engagement" for filing a claim. Is Continental Warranty willing to prorate the warranty and reimburse me the twenty-seven (27) months that still would be left on my contract had not a major failure of my mileage computer occurred ?? This, I believe, would be the least Continental Warranty could do to "promote" customer satisfaction under this given and unique situation.


Patrick

Midwest City,
Oklahoma,
U.S.A.
Update: Continental Warranty claims to warrant mileage computers but cancel the policy when it fails Lynwood Washington

#4Author of original report

Fri, November 17, 2006

You are correct sir. "Marathon Financial" (as listed on the Retail Installment Contract - Agreement Number 835-085063, dated 7/9/2004) is listed as the "Administrator" (or as you referred to above as the "Insurer" on the Retail Installment Contract. Payments where then made to Mepco Insurance Premium Financing Inc. (MEPCO) starting on 8/14/2004 with the last payment made on 8/14/2005. The Vehicle Service Contract Declaration Sheet (Form: A BC-1066AO, FPP [Rev. 09/02]) is "administered" by Royal Administration Services, Hanover, MA and "marketed" by Continental Warranty / MCG Enterprises, Inc., Malibu CA. Since the contract was "Voided" by Royal Administration Services prior to the contract expiration date of 7/9/2008, and due to the fact that there was no intent to defraud or deceive on my part Continental Warranty simply because this was a "total failure" of the mileage computer and electronic instrument cluster on 11 August 2006 and the fact that I followed the "rules of engagement" for filing a claim. Is Continental Warranty willing to prorate the warranty and reimburse me the twenty-seven (27) months that still would be left on my contract had not a major failure of my mileage computer occurred ?? This, I believe, would be the least Continental Warranty could do to "promote" customer satisfaction under this given and unique situation.


Benjamin

Hancock Park,
California,
U.S.A.
Marathon

#5UPDATE Employee

Fri, November 17, 2006

There are many things that could go wrong with your mileage display, whether it be a complete failure or a simple LED problem. However, if the mileage computer fails COMPLETELY and cannot be read, whether it be through a diagnostics or direct link to the mileage computer, like it says in the contract, this warranty will be voided. And while we understand that you have your mileage documented from a few months before, your documentation does not provide an accurate measure of the vehicle's current mileage. Therefor, the warranty must be voided. The warranty that you purchased was insured by an insurance company called Marathon Insurance. Continental Warranty no longer sells Marathon plans nor have we for about six months. We do, however, fully support our customers who purchased Marathon plans in the past. If you have any further questions, please feel free to call customer service.


Thomas

Anderson,
South Carolina,
U.S.A.
Its time to play hardball

#6Consumer Comment

Thu, November 16, 2006

Your warranty friends are simply using an excuse to weasel out. Any judge would agree that the recent history shows that the milage MUST be less than 80,000 miles at this time. I doubt the reason for denial of coverage based on the interpretation of the terms and conditions would be deemed valid. If it is, then everyone should avoid extended warranties. But see (2) below. I bet you paid a lot for your warranty. Maybe some morals to your tale of woe: 1. Never buy a Jaguar. Ever. They have poor reliability. Jaguars always have had poor reliability, and probably always will. 1.1 If you can't pay, don't play. 2. If you buy only cars [and trucks] that have high reliability [see Consumer Reports] you will not need an extended warranty. 3. If you DO need an extended warranty, it proves the vehicle in question is junk and you should not buy it in the first place. Unless you should happen enjoy your present situation.


Patrick

Midwest City,
Oklahoma,
U.S.A.
Continental Warranty claims to warrant mileage computers but cancel the policy when it fails Lynwood Washington

#7Author of original report

Thu, November 16, 2006

Update for those who need to know. My plan booklet is titled "Freedom Plus Plan Coverage". Royal Administration Services, Inc. out of Hanover, MA sent me a letter, dated 8 Sept 06, with the following: (Quote) We have received the contract you purchased through Continental Warranty on July 9, 2004 for your 2000 Jaguar XJ8. We regret to inform you that we are voiding this contract because, as stated on the Freedom contract, "Vehicles with True Mileage Unknown (TMU)." are not eligible for warranty coverage. Please be advised that your vehicle is not covered under any Freedom program. Please contact Continental Warranty with any questions you may have. Sincerely, Accounts Receivable Department (End Quote) Again, I need to stress the fact that on page 7 of the booklet, (FPP, Rev 11/03), Paragraph 8, "Hi-Tech Electrical" clearly states "mileage computer".


Benjamin

Hancock Park,
California,
U.S.A.
???

#8UPDATE Employee

Thu, November 16, 2006

Do you have a Marathon or Great American plan?

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