This company is a joke. They make their bonuses from screwing people over. I paid good money for this warranty and never had to use it until now and they f..k me over. My warranty says it covers bearings related to drive shaft. It so happens that I need a carrier bearing. Well, it is not listed on the contract as such and will not be covered. These people can go to h*ll as far as I am concerned. Not only do they steal money from honest hard working citizens, they pad their pockets with bonuses from denying claims. What goes around comes around and you people will get what's coming to you.