Convergent also known as Convergent Outsourcing, Inc. and Jefferson Capital Systems, LLC. They're trying collect an eronious debt in the amount of $2,200.13 claiming it is an HSBC account. I don't have, nor did I ever have and HSBC credit card, loan or bank account. They're now offering me to settle for $1,100.20. I believe they make these collections up thinking someone is ignorant enough to pay them. They should be investigated for fraud.
Graham WA
Oroville,#2General Comment
Sun, December 14, 2014
I know exactly how you feel about this bottom feeding a lying company. Yesterday I got a letter from them saying I owed a $1240 debt so I contacted them and was told that I had to pay it or agree a repayment plan right away or it would go on my credit report as a negative account that is in collections. I said to the forceful woman who wouldn't give me her name and told her I'll check my reports and call back.
Upon checking my reports I found they had already reported it as a collection account at Experian and Equifax as a debt from 1969 and trying to get me to pay for a supposed bank debt that I took out when I was only 12 years old and living in the UK lol.
So I phoned back and this time got a man who again wouldn't give me his name and explained all of what I had found out. His reply was "we don't make mistakes like that and it's just you lying to try to wriggle out of a valid debt" I then asked why they were trying to report a debt from 1969 as a new debt in collection on my credit report and he just hung up on me after telling me "you'll be the one who suffers from lying to us"!!
I have disputed both entries on my credit reports and I'll update this once I get an answer from the credit agencies. But as I included proof of my age and location back in 1969 I expect they will vanish in short order.
I expected to be dealing with a company that would work with me to rectify a mistake of their making but it seems that all they are interested in is getting money from you at any cost even when you can prove them wrong!!
FrankCostello
California,#3Consumer Suggestion
Fri, July 11, 2014
File a complaint with the California Attorney General who will follow up with Jefferson Capital Systems. Let the California Attorney General know of the illegality of Jefferson Capital Systems actions.