Kevin
Houston,#2Consumer Suggestion
Sat, May 12, 2007
From what I remember, they have been investigated before because of their tactics.. This is unfortunate what they did.. Go back and research your contract. Companies are not allowed to "hold payments" in suspense because you were delinquent by $62 on a previous month. Most, if not all, companies will advise that your payment is applied to any late fees, interest accrued on the late fees, interest, past due amount, and then finally current payment... They had no business to do this.. Check and see if there are any laws related to deceptive and misleading trade practices.... Did they ever send you a letter advising of your right to "cure"? I would file complaints with five places (use one letter).. First here: Countrywide Home Loans, Inc Address: 4500 Park Granada Blvd. Calabasas, CA 91302-1613 Phone: 818-225-3000 Fax: 818-225-4431 Here is a list of their executives: Chairman and CEO: David Sambol President and COO: Andrew (Drew) Gissinger III Senior Managing Director and CFO: Mark E. Elbaum Second place: Wisconsin Attorney General's Office Third: Wisconsin Office of Banking/Financial Institutions Fourth: Federal Trade Commission Fifth: California Attorney General's Office (since this is where their home office is located) Sixth: California Office of Banking/Financial Institutions Now, use one letter but address it to the executives at that company, but at the end where you sign, put: CC: All the other places listed above This will get their attention if there is a hint of government intervention...
Tamara
Palm Bay,#3Consumer Comment
Sat, May 12, 2007
Denise, I find it interesting that they "sold" your mortgage to another company. They told me that the "never" sell! I wish they would sell ours, we're having to file Chapter 13 to save our home from these vultures. I know someone in power knows about this web site, why isn't anyone doing anything about them?!?!?