Courtesy Ford
okemos,#2UPDATE Employee
Thu, January 21, 2010
Bottom line after the financial crisis it is much harder sometimes impossible to obtain financing for clients financing may not be available at all period. We try every angle we know sometimes this takes weeks. This makes the job of selling cars take three times as long as it did years prior to do the same thing stressing everyone in the dealership the repercussions of the financial crisis are far reaching and long.
Courtesy Ford the dealership doesnt finance loan money to buy cars if a bank wont loan money when you are laid off there isnt much we can do about that. This problem may be compounded when a customer has bad credit or hasnt ever paid for anything much less on time as agreed per the contract they signed and gave there word they would repay.
As for interest rate we have no control over that either but ask yourself this if you were to loan money to someone that had never paid you back in the past what rate would you charge?
The quick answer may be zero because you wouldnt loan them money at all so at that point 20% doesnt sound so bad. Im sorry that as this customer stated we are all stupid.
But you have to ask yourself after reading the customers statement a few questions the customer makes no mention of? #1Why would someone drive 300 miles to buy a car and pass hundreds of other dealerships on the way even dealerships that may be 4 or 5 miles from home? #2How did this customer get in contact with Courtesy Ford in the first place be three hundred miles away? Easy we had the best price on the car by thousands For hundreds of miles and were able to get financing although not at the best term it was better than a complete no way in hell.
If you dont believe we have the lowest price shop any one of our cars and you will see that our prices are always lower. If being cheaper on the same car than anyone within Three hundred miles makes you a bad dealer than we are guilty as charged. So if ya have ok to good credit or at least realistic expectations check us out for your self you wont be sorry.
Courtesy Ford
Okemos Mi 48864
517-347-1830