A representative contacted me on Wednesday , October 6, 2010 saying I got approved for a credit card for $9,500 with a $89 processing fee. I told them I didn't have a credit or check and then he provided me with me banking information. Since he knew my information I thought it was legit because I am currently in bankruptcy and thought maybe this was an offer to boost my credit up. I was walking around in the dollar store at this time and told the representative to call me back because I could barely hear him. He then asked could he process my fee and I told he I didin't have any money in my account and then he said we can process it next week. I knew this would not be a good time either because I am currently and medical leave and I am not receiving any income. I was in the hospital from october 11-13 and when I got out I checked my account and noticed I had a negative 89.00 balance. I could not stop payment on this check because it was taken out on October 11, 2010 and then cleared on October 13, 2010. I called the bank on October 14, 2010 and they told me that I could not stop payment because the check was cleared yesterday.
rvl_73
United States of America#2General Comment
Thu, October 14, 2010
If you knew it was not a good time to have money taken out, why give your bank info. And if your in bankruptcy the last thing you need is another credit card.........