- Report: #464926
Complaint Review: Credit Acceptance Corporation - Southfield, Michigan
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Author Confirmed
Why?
Credit Acceptance Corporation
25505 W. 12 Mile Rd. Southfield,, 48034 Michigan, U.S.A.
Phone:
1800634-1506
Web:
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Credit Acceptance Corporation didn't report my payments to credit companies for a year Southfield Michigan
I bought a car and finaced it through CAC in February of 2008. I have previous credit problems so CAC was really all I could get. I was really determined to pay everything on time and pay full amount due every month, which i did and still do, to improve my credit. I went to rent a house in February of 2009 and they ran a credit check and told me my credit score was even lower than it had been before I bought my car. They said I had no record from CAC on there and nothing showing I ever bought a car or had anything financed.
I was livid, so I got my yearly free credit report and sure enough, nothing from CAC at all! I had been making payments on time and actually more than the monthy payment due for a year and not one of those had been reported. So I called one of their lovely reps and was told, "yes ma'am we report everything on the 15th of every month and yours has been reported every month". I was also told this by a "supervisor" too that day.
I waited a month to see what would happen then I ran my credit again, and they had reported my payment that month for the first time in 13 months. I disputed this the legal way but is has not gotten far and needless to say my credit still sucks even after making better than great payment for a year and half now thanks to CAC. Thanks!! If i could get out of this deal with them believe me I would.... I hate CAC!!
Oliverorange04
Sherwood, Arkansas
U.S.A.
I was livid, so I got my yearly free credit report and sure enough, nothing from CAC at all! I had been making payments on time and actually more than the monthy payment due for a year and not one of those had been reported. So I called one of their lovely reps and was told, "yes ma'am we report everything on the 15th of every month and yours has been reported every month". I was also told this by a "supervisor" too that day.
I waited a month to see what would happen then I ran my credit again, and they had reported my payment that month for the first time in 13 months. I disputed this the legal way but is has not gotten far and needless to say my credit still sucks even after making better than great payment for a year and half now thanks to CAC. Thanks!! If i could get out of this deal with them believe me I would.... I hate CAC!!
Oliverorange04
Sherwood, Arkansas
U.S.A.
1 Updates & Rebuttals
Jc
Valparaiso,Florida,
U.S.A.
Who to Write in Reagrs to filing a complaint against Creduit Acceptance
#2Consumer Suggestion
Sat, June 27, 2009
I have said this before and i have gone through what many of you are going through and I still am . I am still fighting this company and I whole heartedly agree that thsi company must be stopped dead in its tracks What I would suggest to any one who has or is a Victim of Credit Acceptance , Wite the Attorney General of the State of Michigan , flood his office with as many emails , calls letters etc, that you can and maybe just maybe they will get angry enough that this will warrant an investigation . I have already made my voice heard now you all just need to do the same .
