this company seemed so legit they sent me a letter supposedly from Quest Diagnostics that said status update from the Credit Collection Services, in the letter it stated my account was assigned to their office on 03/ 16/ 15 and their records showed my account reflected a serious delinquent payment of 157.91 and I could call and pay or go online. so I went online and Google the website they provided warningNotice.com and scam and fraud links popped up SCAM PPL