Mad
Albuquerque,#2Consumer Comment
Mon, July 21, 2014
Credit Karma has limited information. The delinquent accounts included in the discharge of your bankruptcy will stay on your credit report for the next 5 to 7 years but should reflect that they were discharged in your bankruptcy. In my case, Credit Karma does not show any of this information nor do they show the accounts that the creditors closed when it was proven to them and the major credit reporting companies that the accounts were fraudulent due to identity theft. Take anything reflected on Credit Karma with a grain of salt. This is why they are free.
Howard
Ingleside,#3Consumer Comment
Sat, August 17, 2013
Bankruptcy shows up on all credit reports for at least seven years in some cases for ten years. Karma Credit can not correct this since it is not a credit bureau.
The Outlaw Josey Wales
Golden Meadow,#4Consumer Comment
Wed, November 14, 2012
very simple rebutt from simple minded bobby from irvine
Robert
Irvine,#5Consumer Comment
Tue, November 13, 2012
First this CreditKarma is NOT an official Credit Reporting Agency, they appear to be one of these credit monitoring sites that try to sell their services.
By law you are actually entitled to one free credit report per year from each of the real 3 main credit reporting agencies(TransUnion, Equifax, and Experian). To get this report you need to go to
http://www.annualcreditreport.com/
If for some reason the link is redacted you can just put in "Annual Credit Report" in your search engine. This site will not sign you up for any services and will not ask for your credit card information if you just get the report(if you want your score that will cost you).
If there is anything on any of these 3 reports that is incorrect you have the legal right to dispute it(again at no cost to you). There will be instructions on how to do that. But one thing to keep in mind declaring bankruptcy does not remove your other debts, but they must be at the correct status. That they have been "Included in Bankruptcy" with 0 amount owed.
If you have already received your free reports, you can still purchase them directly from the Credit Reporting Agencies.