- Report: #877576
Complaint Review: Credit One Bank - Las Vegas Internet
Reported By:
Lalah -
Bronx, New York, United States of America
Submitted:
Updated:
-
Author Not Confirmed
Why?
Credit One Bank
Las Vegas, Internet, United States of America
Phone:
Web:
creditonebank.com
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Credit One Bank Total Rip Off! Las Vegas, Internet
I too was taken in originally thinking this was Capital One giving me another card.
I received the card and this was quickly followed by a bill for $75, with a first minimum payment of $25 due and I hadn't even used it!
As I do with my other two credit cards.. I went online the day the payment was due on 1st of the month to make my payment, only to find that if you wanted it put through same day you had to pay an additional $9.99 processing fee! So I went through the normal payment route, which takes 5 days, they've applied a late fee of $25 and now, no doubt, this will affect my credit rating.
I would stay well away from these people .. it's daylight robbery.
I received the card and this was quickly followed by a bill for $75, with a first minimum payment of $25 due and I hadn't even used it!
As I do with my other two credit cards.. I went online the day the payment was due on 1st of the month to make my payment, only to find that if you wanted it put through same day you had to pay an additional $9.99 processing fee! So I went through the normal payment route, which takes 5 days, they've applied a late fee of $25 and now, no doubt, this will affect my credit rating.
I would stay well away from these people .. it's daylight robbery.
1 Updates & Rebuttals
LOCKBOX
California,United States of America
CREDIT ONE
#2Consumer Comment
Wed, May 09, 2012
it's all true about getting the card and the bill will follow a few day after and thats wrong. as for your payment you should check the time of day you submit your payment it may have been after 5p.m. eastcoast times. dont think for a minute that the bill is from nevada just because thats the payment address. the normal payment route is 5 days to post a credit payment but if before 2 p.m. they will show your payment on your account. you just will not see you credit available for 5 business days. as for your credit report if you missed the due date you get hit with late charge but it will not go to your credit report unless you missed it by 30 days. just watch you due date and time you submit your payment and you will not have any problems. btw i am not for this company they always try something.
thanks don
