This company is saying i owe them over 5000 for loans and my credit score cant afford a loan,telling me i must pay a certain amout to keep it out of court system,they said they tracked my computer ip address and my ssi number and email ,i emailed them back teying to find out who they were no reaponse to contact anyone,nobody calls my phone about this,and now i recieved email they gonna file to court yet i been trying to find out who and what they are..its a scam they told me they have my bank info and stuff