Striderq
Columbia,#2General Comment
Wed, July 27, 2011
1) The repo fee would not be specified as to amount in the contract. The fee could change during the length of your contract so the most the company would do is say you would owe the fee if the car is repoed. No matter who repos it.
2) If you decide to walk away from the car you need to realize that the company will probably sell it at auction. They will get less that your contract's full price so you will owe the difference. Additionally the repo will appear on your credit report for 7 years, decreasing your score until it "falls off".
3) The only legitimate complaint I saw was the $50 fee to recover your items. I would suggest talking to a lawyer to find out what the laws of your state/county/city say about a fee like this. I have never heard of being charged to recover your items.
voiceofreason
North Carolina,#3Consumer Comment
Wed, July 27, 2011
This customer doesn't strike me as having enough imagination to make her story up, so regardless of her undependability I'm going to assume this dealer sells crap to poor folks who don't know any better, on really bad terms, and if the next Florida hurricane destroys their lot, preferably with them in it at the time, I certainly won't shed a tear. To the OP my only advice is get a better grip on your financial priorities. Judging by your choice of car, shoes and car loans, the signs you're giving off are that these priorities might not be where they ought to be.
Jim
Orlando,#4Consumer Comment
Tue, July 26, 2011
Bottom line:
YOU signed a contract which required YOU to make a payment on a due date and stated YOUR failure to make the payment on or before the due date could and would result in a repo. YOU failed to make the payment on or before the due date. They exercised their right, under terms of the contract, to repo the car which they did.
BINGO! END OF STORY!
Whether or not the car had problems is NOT the issue. YOU failed to perform under terms and conditions of the contract. Apparently the prospect of a repo and/or bad credit is not of concern to you as you stated they can keep the car.
Perhaps instead of bad mouthing them because they exercised their rights under the contract because YOU failed to do yours...perhaps you should look up the words:
"integrity"
"honesty"
"maturity"
"responsibility"
"contracts"
"failure to perform"
"security"
"subprime credit"
You can go to any lawyer you wish. The bottom line here is YOU failed to perform under terms of a legally binding contract which YOU agreed to. The seller exercised their rights accordingly.
There's NO case here!
SHALOM!