Edgeman
Chico,#2Consumer Comment
Wed, December 03, 2008
You should have receipts, canceled checks, confirmation numbers or something that indicated that you made the payments. Show those to the bank. Here's a thought... I have not seen your records or the bank's records so I can't say for certain. Is it possible that while behind you made payments that didn't quite cover the interest, late fees and principal? I suspect that something along these lines may be happening though it would take an audit to be certain.