Dan
Phoenix,#2Consumer Comment
Thu, June 12, 2008
I have read many, many reports like yours. The common thread in many of them is the lack of education needed to function in today's society. Your report is riddled with poor grammar, misspellings, incorrect word usage, run-on sentences and rambling thoughts. These are not typographical errors. Now let's talk about your complaint. You don't have one. You don't indicate that you are the debtor or co-signer of the loan. The bank cannot communicate with you about the loan for that reason. Making threatening or harassing phone calls, as you imply in your report, may get you jail time. Keep in mind that many large businesses may record incoming phone calls to protect themselves against people like you. Your wife/fiancee needed a car. The car dealer and the bank said she could afford one. See the problem? She let the car dealer and the bank make a financial decision that she should have made herself. She bought a car 1) that she could barely afford at that time, 2) and didn't take into consideration her ability to make the future payments and 3) the car dealer said SHE LOOKS GOOD IN THIS CAR!. Wage increases are not guaranteed at one's present job. The cost of living is guaranteed to increase regardless of one's current employment. Take this into consideration when making major purchases. Don't buy things that you cannot afford. I don't. I won't. I could go on, but I don't think you want to hear all the things that went wrong with this deal.
Steve
Bradenton,#3Consumer Comment
Thu, June 12, 2008
Do you mean PAST DUE? I noticed that repeatedly you used the term "pass due". I thought at first it was just a typo, but then it was repeated several times. Get some education and things will most likely work out better for you. The loan was 2 months in default. That is what a late payment is. LOAN DEFAULT. Loan default = REPO. Not real hard to understand.
Cristina
Bristow,#4Consumer Comment
Tue, June 10, 2008
I agree...there is no ripoff here. Your wife/fiancee should have paid her bills. I get so sick and tired of people complaining that food, gas, etc prices have gone up and that banks should "cut them a break". Why should they? It's a business. Pay your bills. If you can't pay your bills, sell some of your stuff or get a better job. It's as easy as that. I'm sorry that your wife/fiancee was crying, but if she's had this car loan for 2 years, she should know when her bill is due. Sorry, no exceptions.
John
Califon,#5Consumer Comment
Tue, June 10, 2008
What about the wife mentioned in the headline? 'Your fiance' was 2 months behind. Big deal. Glad to see you finally found someone to marry you and that even you are sooooo shocked that you had to keep repeating it to yourself while typing. It's not the bank's job to babysit her and tell her to send in the payment when due - that's what the coupon booklet they sent is for. Suddnely she needs to be 'reminded' after allegedly paying for 2 years?