- Report: #84788
Complaint Review: Cross Country Bank - Huntington West Virginia
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Author Not Confirmed
Why?
Cross Country Bank
P.O. Box 10008 Huntington, 25770 West Virginia, U.S.A.
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Cross Country Bank Credit card over limit fees drove my bill up to 200% of my credit limit Huntington West Virginia
Though it has been a year since my last contact with this bank I couldn't resist including my bad run in with them. I had a credit card with them for about 3 years. I made a purchase from one of those "As seen on TV" sales pitch. I gave a call and places my order. A couple of months following my purchase I saw charges on my card for a consumer savings plan group and a vacation savings group or clubs to the total sum of $200.00 to which I did not request.
It seems an unscruplulous operator trying to increase their sales quota put those charges to my card I did not authorize. That drove my card over the $1000.00 limit I had amassed with good credit and on time payment increases. I immediately contacted them about these charges and was told I needed to call these companies.
One was very coperative and the other I had to threaten with the BBS. I had the charges overturned which should have brought me back down below my limit. Cross Country Bank had levied over the limit charges and interest charges in the mean time that kept my card over their limit. They were suppose to refund the OLC and interest made by the unauthorized purchases. It s****..
It seems an unscruplulous operator trying to increase their sales quota put those charges to my card I did not authorize. That drove my card over the $1000.00 limit I had amassed with good credit and on time payment increases. I immediately contacted them about these charges and was told I needed to call these companies.
One was very coperative and the other I had to threaten with the BBS. I had the charges overturned which should have brought me back down below my limit. Cross Country Bank had levied over the limit charges and interest charges in the mean time that kept my card over their limit. They were suppose to refund the OLC and interest made by the unauthorized purchases. It s****..
