BEWARE OF DAVID CHERNOFF AND HIS SALES ASSOCIATE JOHN AND OTHERS; This company is taking thousands of dollars from individuals promising them lead generation in the areas of mortgages and insurance. The company not only violates SANS do not call, but they constently over promise, take money and deliver 10% of the time. The owner will not see to it that you are satsified in any circumstance. BUYER BEWARE. BIG TIME CON MEN.