Jim S
Anaheim,#2Consumer Comment
Mon, January 16, 2012
We don't put people in jail due to having 'debt'. Further, if you were being sued, you would have to be served first. What I would be concerned about though is that if someone gave you your personal info over the telephone, the place where you applied for a payday loan probably had their database hacked, and your identity is out there ready to be stolen.
I would immediately pull a copy of your credit report and review it to make certain there's nothing on your report that looks suspicious (don't go to any site that forces you to pay for a report). Then I would put alerts on your credit report; it's a couple of phone calls, but well worth it. Best of luck to you.