Richard
Houston,#2Consumer Comment
Sat, November 13, 2004
Bankruptcy is definately NOT the answer here. Assuming there is no divorce decree regarding the car, what you can and should do is simply steal the car back from your ex. If there is an order in the divorce decree regarding the car, then you must abide by that court order. You then would have to seek the help of the residing judge who signed the divorce decree. But for the moment, let's assume there is no court order regarding the vehicle. If you are working and able to make payments on time, and you have proof that the car is also in your name and on the title, steal the car back from your ex. If he can legally take the car from you, then you can take it back from him. I'm not suggesting anything illegal here. When you get the car back, invest in a steering wheel lock such as "The Club" and also an alarm system. Also much effective is a steering column lock, which covers the ignition switch. All of these devices are completely legal and relatively inexpensive. They also qualify for insurance discounts. Just remember, that the car will not be secure with just the steering wheel or column lock. These devices are best effective when used in combination with an alarm system. And by the way, it is completely legal for you to have the locks on the car rekeyed or changed as well as the ignition switch. But the devices I mentioned are much less expensive. Whatever you decide to do, I wish you luck.
Layne
Fayetteville,#3Consumer Suggestion
Thu, November 11, 2004
You should have taken the $500 your mother-in-law sent and used it to hire an attorney. It is not the finance company's fault, but you will never get your name removed. The car loan is probably only the tip of the iceberg. I know from experience, it will likely get worse. File bankruptcy....quickly.
Stewart
Irving,#4UPDATE Employee
Wed, November 10, 2004
Hilda, if you signed a contract with someone we cant take you off the loan just because your spouse is a bad father/husband. After reading your post I think that having bad credit is just the tip of the iceberg of you problems. You should have checked into planned parenthood way before buying a car. Don't slam the finance company that was willing to help you get a car so you can go to work & back & pick up your kids from school. You need to make better choices of who you choose to co-x with. sorry.