Complaint Review: Eltman Eltman And Cooper - New York New York

Suzanne, First of all, complaining here or waiting for someone else to do something will not fix your problem. You must do this for yourself, and it is very easy. Now, you must have previously ignored a summons and they got a default judgement and then a garnishment order. NOBODY can "freeze" your bank account without a court order. This means that you need to contact your bank in person or in writing by certified mail and demand a copy of whatever order they have that caused your account to be frozen. Then you work backwards from there and be sure every filing was valid, and proper service was done. Keep in mind that unless you lived in OHIO when you originated this debt, it was far past statute of limitations and could not have been legally collected in court as it is nearly 15 years old! Here's what these slimeballs did. They pulled an old address of your credit report and used that to get "good service" of the summons for the lawsuit you knew nothing about. This is a common scam and is illegal and unethical. You can take this to court and get a stay of judgement and get your money back. You also need to file a BAR ASSOCIATION complaint against them, as well as an FTC complaint online for the illegal and unthical activities they engaged in. If they have a garnishment order from a court, no law enforcement agency can or will attempt to help you as there is no crime. It is a civil matter which meand you MUST go to court to fix it. The first mistake I'm sure you made was speaking to them on the phone, where you probably re-affirmed the debt. If this was the case, they did not even need to sue you. They just take proof of the re-affirmation of the debt to the court and request a garnishment. Did you ever make a payment to them on the account? Was it a check by phone? These are all big mistakes. Please provide the details to the questions asked.

Suzanne, First of all, complaining here or waiting for someone else to do something will not fix your problem. You must do this for yourself, and it is very easy. Now, you must have previously ignored a summons and they got a default judgement and then a garnishment order. NOBODY can "freeze" your bank account without a court order. This means that you need to contact your bank in person or in writing by certified mail and demand a copy of whatever order they have that caused your account to be frozen. Then you work backwards from there and be sure every filing was valid, and proper service was done. Keep in mind that unless you lived in OHIO when you originated this debt, it was far past statute of limitations and could not have been legally collected in court as it is nearly 15 years old! Here's what these slimeballs did. They pulled an old address of your credit report and used that to get "good service" of the summons for the lawsuit you knew nothing about. This is a common scam and is illegal and unethical. You can take this to court and get a stay of judgement and get your money back. You also need to file a BAR ASSOCIATION complaint against them, as well as an FTC complaint online for the illegal and unthical activities they engaged in. If they have a garnishment order from a court, no law enforcement agency can or will attempt to help you as there is no crime. It is a civil matter which meand you MUST go to court to fix it. The first mistake I'm sure you made was speaking to them on the phone, where you probably re-affirmed the debt. If this was the case, they did not even need to sue you. They just take proof of the re-affirmation of the debt to the court and request a garnishment. Did you ever make a payment to them on the account? Was it a check by phone? These are all big mistakes. Please provide the details to the questions asked.

Suzanne, First of all, complaining here or waiting for someone else to do something will not fix your problem. You must do this for yourself, and it is very easy. Now, you must have previously ignored a summons and they got a default judgement and then a garnishment order. NOBODY can "freeze" your bank account without a court order. This means that you need to contact your bank in person or in writing by certified mail and demand a copy of whatever order they have that caused your account to be frozen. Then you work backwards from there and be sure every filing was valid, and proper service was done. Keep in mind that unless you lived in OHIO when you originated this debt, it was far past statute of limitations and could not have been legally collected in court as it is nearly 15 years old! Here's what these slimeballs did. They pulled an old address of your credit report and used that to get "good service" of the summons for the lawsuit you knew nothing about. This is a common scam and is illegal and unethical. You can take this to court and get a stay of judgement and get your money back. You also need to file a BAR ASSOCIATION complaint against them, as well as an FTC complaint online for the illegal and unthical activities they engaged in. If they have a garnishment order from a court, no law enforcement agency can or will attempt to help you as there is no crime. It is a civil matter which meand you MUST go to court to fix it. The first mistake I'm sure you made was speaking to them on the phone, where you probably re-affirmed the debt. If this was the case, they did not even need to sue you. They just take proof of the re-affirmation of the debt to the court and request a garnishment. Did you ever make a payment to them on the account? Was it a check by phone? These are all big mistakes. Please provide the details to the questions asked.

Suzanne, First of all, complaining here or waiting for someone else to do something will not fix your problem. You must do this for yourself, and it is very easy. Now, you must have previously ignored a summons and they got a default judgement and then a garnishment order. NOBODY can "freeze" your bank account without a court order. This means that you need to contact your bank in person or in writing by certified mail and demand a copy of whatever order they have that caused your account to be frozen. Then you work backwards from there and be sure every filing was valid, and proper service was done. Keep in mind that unless you lived in OHIO when you originated this debt, it was far past statute of limitations and could not have been legally collected in court as it is nearly 15 years old! Here's what these slimeballs did. They pulled an old address of your credit report and used that to get "good service" of the summons for the lawsuit you knew nothing about. This is a common scam and is illegal and unethical. You can take this to court and get a stay of judgement and get your money back. You also need to file a BAR ASSOCIATION complaint against them, as well as an FTC complaint online for the illegal and unthical activities they engaged in. If they have a garnishment order from a court, no law enforcement agency can or will attempt to help you as there is no crime. It is a civil matter which meand you MUST go to court to fix it. The first mistake I'm sure you made was speaking to them on the phone, where you probably re-affirmed the debt. If this was the case, they did not even need to sue you. They just take proof of the re-affirmation of the debt to the court and request a garnishment. Did you ever make a payment to them on the account? Was it a check by phone? These are all big mistakes. Please provide the details to the questions asked.