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  • Report:  #280482

Complaint Review: Equifax - Atlanta Georgia

Reported By:
- Covina, California,
Submitted:
Updated:

Equifax
http://www.equifax.com/home/ Atlanta, 30374 Georgia, U.S.A.
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
Per news for a couple years now, I hear I am entitled to a free credit report.

following Ripoff's hyperlink, I fill out the needed information and get Equifax site. There is 3 (three steps) noted. Step one is obvious and straight forward. a

And yes, Equifax would like me to buy their full services. No problem with that.

What--almost $40.00 a year for something costing Equifax pennies a year?

or correct me.

Equifax indicated I had a mortage in 2006 in step one. I don't own a home or have not done business with any of the companies listed on that page.

Step two and beyond is another universe than getting my once a year free credit report, my governemt has told me I am entitled to.

I gave up and am not sure this is some phishing site by the way the step 2 goes.

NOTE: Ripoff report does not have a fitting catagory for this to my observation.

Tony

Covina, California

U.S.A.


1 Updates & Rebuttals

Nikki

Coconut Creek,
Florida,
U.S.A.
Hope this helps

#2Consumer Suggestion

Wed, October 24, 2007

Did you begin at annualcreditreport.com then get a page with all three bureaus to click on, one at a time? I cannot recall if Equifax then tries to get you to subscribe to their credit monitoring, but you don't have to subscribe to get your yearly credit report. The reporting agencies do ask you a few questions pertaining to your credit report for verification. Also, make sure you remember your user name and password because they will ask you for it next year when you order your report. If one of your questions was pertaining to a mortgage, and you have never had one, was one of the answers "none of the above"? If not, then it looks like Equifax has an entry that shows as a mortgage and you definitely want to see it. Another idea is to order your report by phone and wait until it comes in the mail. If you began at annualcreditreport.com, you began in the right place.

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