I received a phone call from a company called ECS Financial. The company immediately commented that they had received my Credit Card Application from my bank because they declined request for a credit card. When I heard this, I didn't expect anything since I was interested in re-establishing a line of credit for my future.
The company said all I had to do is pay a one time activation fee of $299.00, and receive a credit card for $2500. That was on July 25, 2004. It wasn't until after I did further research was I shocked. The company has no clue on how Customer Service is either. The company is extremely rude and unwilling to be helpful. The company lied and even said they received my information from the bank but when the bank was informed of this, the bank never released my private information.