well, i opened a membership for 1 dollar at experian.com and they say that you need to cancel the membership after a week, of course a lot of people forget to cancel after a week, this is a ripoff, they should send you an email and or call with an automated message to advise you that you will be charged 21 dollars if you dont cancel the membership, this is a ripoff i am 100 % sure that i am not the only one getting ripoff, they are making millions of dollars doing this everyday and SHOULD BE STOPPED.