This piece of work delivers the most inept results that you'll find in his business! He is long on talk and short on delivery. His own life is in shambles with a foreclosure, bad credit, failure to pay back taxes, failed marriages and losing jobs due to his inability to perform in a professional manner. Don't let this person handle your money. This clown, Gerard Ladalardo (Asino), is a real loser! (Ref: the websites of the Superior Court Riverside, Superior court San Diego and Superior Court Orange County).