I have received several threatening from Rogers Stephen of EZ Cash Loans stating that I took out a payday loan in Marvh 2012 and never paid it back. I have never heard of EZ Cash and never took out a loan with them or anyone else in March 2012. I checked my bank statements during that time period and found nothing relating to that company. I have reported them to the Better Business Bureau, the Federal Trade Commision and to the Illinois Attorney General. I recommend anyone that is threatened by them do the same. Good luck!