On 09/05/2015 I received a collection notice from FBCS, Inc for an alleged debt. I immeaditely on 09/05/2015 sent them a letter based on the sample letter from the Consumer Financial Protection Bureau requesting any and all information on the alleged debt. As of todays date 10/12/2015 I still have not an answer to my letter, which by law was to be done in 5 days.