I Am The Law
Cincinnati,#2Consumer Suggestion
Tue, January 20, 2009
Yankee bank? What does that even mean?
John
Califon,#3Consumer Comment
Wed, January 14, 2009
'I don't see where he was asking for any 'special' treatment for his son other than what the SCRA already covers.' For one, he put the sympathy line in the title. Second, the loan was already 3 months behind when he decided to enlist, hence, he was not in the military yet. And you know as well as anyone, they can repo the vehicle if it's a day late if they want to. Then, he makes an agreement and doesn't abide by it so they took it. The father agreed to make the payments thus any SCRA is moot.
John
Califon,#4Consumer Comment
Wed, January 14, 2009
'I don't see where he was asking for any 'special' treatment for his son other than what the SCRA already covers.' For one, he put the sympathy line in the title. Second, the loan was already 3 months behind when he decided to enlist, hence, he was not in the military yet. And you know as well as anyone, they can repo the vehicle if it's a day late if they want to. Then, he makes an agreement and doesn't abide by it so they took it. The father agreed to make the payments thus any SCRA is moot.
John
Califon,#5Consumer Comment
Wed, January 14, 2009
'I don't see where he was asking for any 'special' treatment for his son other than what the SCRA already covers.' For one, he put the sympathy line in the title. Second, the loan was already 3 months behind when he decided to enlist, hence, he was not in the military yet. And you know as well as anyone, they can repo the vehicle if it's a day late if they want to. Then, he makes an agreement and doesn't abide by it so they took it. The father agreed to make the payments thus any SCRA is moot.
John
Califon,#6Consumer Comment
Wed, January 14, 2009
'I don't see where he was asking for any 'special' treatment for his son other than what the SCRA already covers.' For one, he put the sympathy line in the title. Second, the loan was already 3 months behind when he decided to enlist, hence, he was not in the military yet. And you know as well as anyone, they can repo the vehicle if it's a day late if they want to. Then, he makes an agreement and doesn't abide by it so they took it. The father agreed to make the payments thus any SCRA is moot.
Laurie
Haslet,#7Consumer Comment
Tue, January 13, 2009
Dad made the payments necessary to bring the loan current and was told by the bank that the car would not be repo'd and they repo'd the car anyway. THAT IS THE ISSUE HERE! I don't see where he was asking for any "special" treatment for his son other than what the SCRA already covers.
J G Shrugged
Austin,#8Consumer Suggestion
Tue, January 13, 2009
The SCRA was supposed to prevent repos etc when a service member is deployed. It also limits interest charged while they are deployed. It doesn't stop the debt, or the accrual of the limited interest, but it is supposed to stop court actions and enforcement of contracts while the service member is unable to respond to. OP, have your son contact his base's JAG/legal team, and they should be able to help.
Clifford
South Haven,#9Consumer Comment
Tue, January 13, 2009
That whole rah rah rah thing was completely irrelevant. He was months behind on his payments and he paid the price. As I said before, service people should actually be held to a higher standard and set a good example. I don't remember anyone telling me I didn't have to pay my bills on time when I was a sailor. silly.
John
Califon,#10Consumer Comment
Tue, January 13, 2009
he was late BEFORE he went in to the military. Sorry....your title is incorrect in trying to play the sympathy card.
Adam
Watertown,#11Consumer Comment
Tue, January 13, 2009
all i have to say is wow. your son joins the military so he gets treated special? that is rediculous ive served in the military for almost 10 years and ive served overseas in iraq and while i have respect for you sons desicion to join the military he needs to learn resoposiblity soon or his time in the military will be rough. very very rough actually. yes im sure it was hard for your son to call the bank while he was in basic and AIT however its that way for all servicemen and women not just him. and its not as if he should have been suddenly caught off guard by this training he should have prepared for it and made angments to have the payments made while he was gone. granted the pay isnt the greatest but it sure would be enough to cover a car loan of this size. and as for his bonus the military doesnt pay it out right away because the bonus is for being a soldier which you arent until you complete your training. many people sign but dont make it through all the training so thats why it gets paid afterward.
Unknown
Loveland,#12Consumer Suggestion
Fri, January 09, 2009
I agree with the writer on how our servicemen and women should be treated..As a spouse of a past service person, I believe that our servicemen is being treated unfairly. After all we all can live a some what free life due to these men and women. I get up everday and go to work, drive my car,bank,see my children, go to the movies all because of the great men and women..Yes his son should have been more careful, but how can he if he over seas fighting for you and me? I say REMEMBER VIETNAM and what we did to our servicement when they came back. Don't anyone of them deserve help from all of us including getting help with their car loans, banking, mortgages? It was easy for all you to jump on the band wagon and start pointing fingers.. What would you all of done if it was you? Unfortueatly they cannot keep this type of info off the credit bureaus. They have an obligation to report this..We ALL are struggling today and sit back and point fingers at others is wrong..Thank GOD it is not you for now..GOD BLESS AMERICA
Clifford
South Haven,#13Consumer Comment
Tue, January 06, 2009
As a person who was in the Navy for 5 years, my Dad fought in WWII in the Battle of the Bulge, my brother and brother-in-law were in the service I find this post embarrassing. None of us would expect in our wildest dreams to not have to pay our bills just because we volunteered for the Military. In fact we felt we should be held to a higher standard as a representative of our country. He's learning a life lesson, let him work his way through it without making excuses for him. He will be a better person for it.
Flynrider
Phoeix,#14Consumer Comment
Mon, January 05, 2009
Do your son a favor and stop trying to blame his lack of responsibilty on others. He will not learn if he has you convincing him that it's OK not to pay on your car loan for over 4 months. Most lenders will repo long before that. I have several friends who are currently serving in the middle east and they are managing to pay their bills just fine. Not one of them would expect to get a free ride because they are in an active war zone. Your son needs to grow up and get his priorities straight (and it sounds like you do too).
Debbie
Cincinnati,#15Consumer Comment
Mon, January 05, 2009
Your son was 130 days behind on his car payment...and you're ANGRY that they reposessed the vehicle? What did you expect them to do? Because he is in the military, you think he should get a free ride and pay his bills when he wants to...IF he wants to? Sorry, it doesn't work that way. While I have the utmost respect for those serving our country, I also feel that they should be held to the same standards as us "regular" folk. I pay my bills and if I didn't pay my car payment for FOUR MONTHS, I would expect them to come take it! Should a person not get his car repo'd if he's a doctor? I mean, he has to save lives...should he get a free ride too? Blaming it on the bank is just absurd. I live in Cincinnati, where Fifth Third Bank is based (so I guess I'm a "Yankee" too)...and I don't blame them one bit for reposessing a vehicle that was four months past due. No ripoff here. If your son was responsible enough to join the military, he should be responsible enough to pay his bills without daddy's help.