Jimmy
Richmond,#2Consumer Comment
Sat, July 03, 2004
I have been reading over a few complaints about Financing Alternatives. I am in no way defending the way they do business, BUT, I think they have covered their own a*s. When you call them and make arrangements for the overpriced systems and the outrageous terms, your phone call is recorded which effectively enters you into a legally binding verbal agreement. I believe if you are dealing with a monotary amount lower that a few grand, this is indeed binding and can be used in the court of law. Please keep this in mind. Thanks
Tom
Kerrville,#3Consumer Suggestion
Tue, June 29, 2004
I signed up with this company "financing alternatives" a month ago and i've had the same problems described in most of the rip off reports written on this company. What you need to do is call your bank. The 1-800 number. Tell the representative that you have had unauthorized debits in your account. Tell them that you have tried everything and this company still debits money from your account. Not only should they reverse the debits and credit your account for ALL debits taken, but they should refund any over draft fees and return fees (if any). I called wells fargo on Saturday and my money was immediately credited. As well as wells fargo is DEMANDING the money back from Financing Alternatives. So not only do they have to give the money back, it's like a slap in the face for a company thats used to dealing with unsuspecting consumers. So stand up for yourself and let your bank know.
Ebony
Columbus,#4Consumer Comment
Thu, June 24, 2004
I also was in desperate need of a computer i am currently trying to obtain my money back from this company and was told i can not have it back even if i tell them to stop debiting my account the money will stay with them until i reactivate my account I am a single mother of 2 and they are drafting 70.97 out of my account every 2 weeks which is over the 35.00 amount that i was told and i also did not sign a contract all i want is my money back these debits are causing me to have problems with my account please advise on how i can file a complaint to obtain my money back any assistance would be greatly appreciated