Inyaface
Chicago,#2UPDATE EX-employee responds
Mon, December 17, 2007
Let's just all settle down. Its good you feel the need to report the Company to the Insurance Regulator's of California, and this is one sure fire way to bring your claim straight to the right department(Claims Evaluation Department) that will bring a swift resolution to the claim. But you are complaining to the people you should be complaing about, more on that later on in this essay. But there are things one must think about before shooting your guns all willie-nillie...First, do you have a hard copy of your contract? Do you fully understand all of the wording in the contract? Do you have all of the information compiled in such a way that creates a cohessive arguement (documentation of whom you exactly talked to, when you talked to them, and what was said)? Just contacting the Insurance Regulator's and complaing is not going to gaurantee a victory over the company. And don't get your hopes up the company will be closed by one complaint, let alon many any time soon. I know for fact that less than 1% of all policy holders have a negative experience when trying to resolve a claim. And I do mean resolve not approved. many customers who understand their contract verbiage will be understanding of a claims denial. By your post I am aware this is just a service issue. Please understand that you are 1 in a customer pool of hundreds of thousands...it sucks to be in the 1% but patience and persistence are the best tools to have when dealing with the company. The second you loose your cool and become upset you've shot yourself in the foot. Just keep your cool and add another blanket or a space heater. Because, by law, they only have to send someone to the home to make the diagnosis within 48 hours they are not given a set time for when a repair has to be completed. This is not one of the Company's "rules/guidelines" it is a state law reagarding all froms of insurance and they are all pretty much the same for all states. So before getting upset at a Company for taking so long to handle a claim, be more upset at your state legislature for not placing tougher regulations on insurance/warranty companies to expediate claim processes.