- Report: #65269
Complaint Review: FIRST APPROVAL BENEFITS - Fort Lee New Jersey
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Author Not Confirmed
Why?
FIRST APPROVAL BENEFITS
177 Main Street Fort Lee, 07024 New Jersey, U.S.A.
Phone:
866-7535053
Web:
N/A
Categories:
Business Rating:
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FIRST APPROVAL BENEFITS Total humiliation felt by so many who are trying to get their credit back in place! Fort Lee New Jersey
Lionel called and told me he was FIRST APPROVAL BENEFITS and that I had been approved for a MasterCard and/or a Visa card in my name with an interest rate fewer than 6.0% good till 2010.
I asked who the provider was, he said my bank was. I asked which bank and he said which ever you choose. I said Wells Fargo. Lionel also stated that since they are apart of the credit bureau, they are connected to over 500 banks that offer people cards, who have been turned down or have bad credit, therefore they could provide a MasterCard credit card to me in the hopes of rebuilding my credit. Along with this arrangement a Premier Service for MasterCard with a credit limit of $4,000.00, was included.
Lionel then proceeded to ask me for my banks routing #, checking account #, and check #. He would then begin to debit my account by First Approval Benefits on 07/01/03. I gave him my drivers license # and full name again, and bank account information for the second time. Then he had to make sure no one was being fraudulent with my information, so he placed me on hold and someone else came on the line to verify the information. He said this call is monitored and that I was to answer yes or no to the questions he was going to ask me, I said okay.
We verified that I was to receive 2 separate MasterCards by my bank Wells Fargo, a Regular $2,000.00 MasterCard credit card and a second Gold Premium Master Card credit card with a $4,000.00 credit limit. I would receive both cards within 15 days after they charge the introductory fee of $299.00.
I did not receive the cards in 15-days; in fact I did not receive the cards in 25 days. It took one month and finally a package came. It was filled with nothing but useless junk on how to repair my credit. I was HUMULIATED AND DISGUSTED.
I left fourteen messages with First Approval Benefits; I did a search and found numerous reports against the company. I refuse to have my bank account charged for $299.99. I am trying to fix the problem using the wonderful help Ripoff-Report.com has provided. Wish me luck-------- for this can not happen again.
Guy
Lafayette, Louisiana
U.S.A.
I asked who the provider was, he said my bank was. I asked which bank and he said which ever you choose. I said Wells Fargo. Lionel also stated that since they are apart of the credit bureau, they are connected to over 500 banks that offer people cards, who have been turned down or have bad credit, therefore they could provide a MasterCard credit card to me in the hopes of rebuilding my credit. Along with this arrangement a Premier Service for MasterCard with a credit limit of $4,000.00, was included.
Lionel then proceeded to ask me for my banks routing #, checking account #, and check #. He would then begin to debit my account by First Approval Benefits on 07/01/03. I gave him my drivers license # and full name again, and bank account information for the second time. Then he had to make sure no one was being fraudulent with my information, so he placed me on hold and someone else came on the line to verify the information. He said this call is monitored and that I was to answer yes or no to the questions he was going to ask me, I said okay.
We verified that I was to receive 2 separate MasterCards by my bank Wells Fargo, a Regular $2,000.00 MasterCard credit card and a second Gold Premium Master Card credit card with a $4,000.00 credit limit. I would receive both cards within 15 days after they charge the introductory fee of $299.00.
I did not receive the cards in 15-days; in fact I did not receive the cards in 25 days. It took one month and finally a package came. It was filled with nothing but useless junk on how to repair my credit. I was HUMULIATED AND DISGUSTED.
I left fourteen messages with First Approval Benefits; I did a search and found numerous reports against the company. I refuse to have my bank account charged for $299.99. I am trying to fix the problem using the wonderful help Ripoff-Report.com has provided. Wish me luck-------- for this can not happen again.
Guy
Lafayette, Louisiana
U.S.A.
3 Updates & Rebuttals
Jack
Fort Lee,New Jersey,
U.S.A.
no scams here
#2UPDATE Employee
Sat, August 09, 2003
First approval, contrary to popular naive response, is an upstanding company. There are many customers who've agreed to our services, but cancelled when making inquiries during the quality assurance verification that we do (which, by the way, not all companies do). On top of that, there are plenty of satisfied clients, who've used our tools to build up credit, when before their situation was uncertain, at best. The moral of the story, unfortunately, is that there is no fraudulent companies, just naives clients, DONNA!:) Our commitment to help, and no de-fraud the public, is firm, as will remain so.
Jack
Fort Lee,New Jersey,
U.S.A.
no scams here
#3UPDATE Employee
Sat, August 09, 2003
First approval, contrary to popular naive response, is an upstanding company. There are many customers who've agreed to our services, but cancelled when making inquiries during the quality assurance verification that we do (which, by the way, not all companies do). On top of that, there are plenty of satisfied clients, who've used our tools to build up credit, when before their situation was uncertain, at best. The moral of the story, unfortunately, is that there is no fraudulent companies, just naives clients, DONNA!:) Our commitment to help, and no de-fraud the public, is firm, as will remain so.
Donna
Ft Worth,Texas,
U.S.A.
a scam from Canada
#4Consumer Suggestion
Tue, August 05, 2003
First Approval is a scam from Canada, Other DBA's are Kinito, KBS, Benefit Services,ACMS. It is out of Quebec. PLEASE go to your bank ASAP, and file an unathorized debit, this is a fraud, and you did NOT authorize for that money to be taken out of your account for what you received! I would also advise to close that account, as they now have your information, and they will sell it to others.
