I was contacted by an agent who claimed to be from CardServices International. We discussed some rates for my company acquiring a credit card terminal, and having the ability to process credit card payments. The agent for CardService International Chris Gumino faxed me over a blank lease agreement. I called him back immediately and informed him that I wasn't signing it because it was blank. He told me to fill it in with what I had agreed to. Two weeks later I received a letter in the mail from CardService International and First Data Leasing. The numbers to which I had agreed for with CardService had been changed. I immediately called Chris Gumino and was told that he wasn't in. I asked to speak to his supervisor, and was told that he would call me back. Of course no one ever returned my call. I called CardService International and was told that the agreement that I signed wasn't cancellable. I ionformed them that we didn't have a contract. I was sent to First Data Leasing and they sent me back to CardService International. I sent several faxes to CardService International, and First Data Leasing. They began to take payments out of my banking account with Citizens bank. I informed Citizens that I didn't have an agreement with either of these companies, and they (Citizens allowed them to deplete the account). This nightmare has continued as First Data sent this account. I had CardService International, and First Data send me copies of the lease that I was alledged to have signed. The signature isn't mine. The agent for CardService International Chris Gumino forged my name. My company has suffered as a direct result of this, and my personal credit has suffered as a result of this forgery. I was unable to get credit to purchase a car after my engine blew. I've been harmed financially, and emotionally as a result of this tactic by CardService International, First Data Leasing. This company calls my cellphone and harasses me continually. Ms. Simpson calls my cellphone and leaves messages like when are you gonna pay up you dead beat, and what are you going to do file bankruptcy. No one should have to put up with this. Christopher Philadelphia, Pennsylvania

U.S.A.

Click Here to read other Ripoff Reports on First Data Leasing Company - CardService International

26 Updates & Rebuttals

DaveP

Chicago,
Illinois,

I am in a similar situation !

#2Consumer Comment

Fri, April 11, 2014

Mr. Chris Gumino discussed merchant processiong cost asked me to fill out the paper application forged my signature and changed all the numbers.

Charged me close to $500.00 and opened two different accounts under my business tax ID without my knowledge.

We did not switch to his company obviously but Ignite Payments is refusing to close the accounts and asking me to contact Chris Gumino.

any advise ?

Dave P

Chicago, IL

Bull dog

Rochester,
Minnesota,
U.S.A.

Sue

#3Consumer Comment

Mon, September 13, 2010

Thank You, I was just about to do business with Chris at CardServiices, and I checked it out here.

Michelle

Highlandville,
Missouri,
U.S.A.

Thank you, Idalis

#4Consumer Comment

Wed, July 08, 2009

I would just like to say thank you to Idalis for having the honesty and integrity to call these people out for being the slime bags that they are. I only wish I had read this BEFORE I opened a merchant account with their associates.

Dan

North Miami Beach,
Florida,
U.S.A.

Check your credit report... First Data/Cardservice destroyed my credit!!! They might of done it to you too...

#5Consumer Suggestion

Sat, May 09, 2009

Make sure you pull your credit report... If your situation is anything like what I experienced with First Data, then you should check your credit report. My story can be found on NewLawsNow.com .... Good luck...

First Data

Niles,
Illinois,
U.S.A.

Merchant Was Refunded

#6UPDATE Employee

Sat, February 21, 2009

Merchants money gets put on Hold all the time. Merchant was not to setup a merchant account because her company Brandco was a HIGH RISK company. Merchant wanted to run credit cards, so we ran it threw a HIGH RISK merchant processor. Merchant money was put on hold for 90 business and was released. Merchant was refunded all money's owed. Fred

Ceetee

Atlanta,
Georgia,
U.S.A.

MY CLIENT HAS BEEN VICTIMIZED BY MR. GUMINO

#7REBUTTAL Individual responds

Thu, February 19, 2009

Wow, I wish I had come here before trying to get setup with this company. Mr. Gumino, charged 2 of my clients cards through a company he obviously has an interest in , All Pro Handyman. He ran my clients cards through this company because my account with him had not been setup yet. This occured back in July of 2008 and I am yet to see a dime of the money my clients cards were charged. One of my clients contacted me in Decmeber to let me know that his card had been run again. Chris told me to have my client disupte the charge. He disputed the charge and was sent a host of bogus documents claiming he (my client) had in fact ordered products from this All Pro and the products had been delivered!! His name was forged to an invoice and the fedex tracking document showed a business and a business address for my client that does not exist for him. The name on the Fed Ex slip is Mario Gumino, who I have learned is Chris' brother. I am owed $5600 by this clown and client $1800. I have an attorney, not sure if my client does. I am sure my client as well as myself would be greatly interested in speaking to other vicitims who already have cases going.

Ceetee

Atlanta,
Georgia,
U.S.A.

MY CLIENT HAS BEEN VICTIMIZED BY MR. GUMINO

#8REBUTTAL Individual responds

Thu, February 19, 2009

Ceetee

Atlanta,
Georgia,
U.S.A.

MY CLIENT HAS BEEN VICTIMIZED BY MR. GUMINO

#9REBUTTAL Individual responds

Thu, February 19, 2009

Dan

North Miami Beach,
Florida,
U.S.A.

Did it take 2 years or 4 years to settle this case?

#10Consumer Suggestion

Fri, January 30, 2009

Wow, What company takes 2 or 4 years to settle a dispute with their customers or victims. Why is a resolution posting 4 years later?

Dan

North Miami Beach,
Florida,
U.S.A.

I lived the same horrors

#11Consumer Suggestion

Sun, January 25, 2009

reading your report is like reading my own story... please post the attornies you used to fight this company or have your attornies contact me.... and how did you finally come to a resolution.... i find it a little hard to accept your happy ending.... this company has put me through hell over the last 2 years.... hope it really was a happy ending to your nightmares.

First Data

Niles,
Illinois,
U.S.A.

First Data & Chris Gumino Settled This Report

#12UPDATE Employee

Sat, January 24, 2009

First Data & Chris Gumino Settle This Report with Customer, Merchant and Company are in Good Standings

First Data

Niles,
Illinois,
U.S.A.

Settled Case

#13UPDATE Employee

Thu, January 22, 2009

This report has been settle between customer and company.

Hfs

Cumming,
Georgia,
U.S.A.

i am gathering a few more statements against First data and Chris Gumino any support will help sink his ship

#14REBUTTAL Individual responds

Wed, January 07, 2009

first data ripped me off too. Chris Gumino is a scam artist and want to make sure he is held accountable for his actions, send me an email and i will give you my attorneys info.

Blacksauto

Audubon,
New Jersey,
U.S.A.

First Data Ripoff

#15Consumer Suggestion

Tue, December 16, 2008

I have a similar issue with First Data... telling me I have a non cancelable lease for a lease I did not sign... they tell me my issue is with the credit cards services-Merchant Lynx, who by the way does not return phone calls either. So I wrote them back saying..... no, their issue is with the Merchant Lynx credit card services.... How can an invalid lease be non cancelable???? This has been going on for a year and a half..... My only suggestion..... do whatever you can to avoid First Data.... buy your credit machine outright, do not lease!!!!! There are plenty available out there for $300-$400. They try to lock you in for 4 years at $100 a month.... what a ripoff!!!! This company should not be in business. The only way they can do business is by scamming their customers and having them feel trapped...... so wrong, the government should shut them down.... Bad Business!!!

Christopher