Elsie
Charleston,#2Author of original report
Thu, March 23, 2006
Because of this website and Bud Hibbs' site and Steve's comments, I have a clear plan on how to handle these people - along with how to handle any other bill collectors that come might come out of the woodwork! Thanks for all the help! Its great not being a victim of these creeps!
Steve
Bradenton,#3Consumer Suggestion
Thu, March 23, 2006
Elsie, They violated the law several times. Go to the FTC website and file a separate complaint on each one as it is the number of complaints that brings FTC action. Read and print out the FDCPA, as it is fairly short and to the point. NEVER speak to any collector. NEVER.. As per your rights under the FDCPA, you have the right to request a CEASE COMMUNICATIONS with any third party collector/debt buyer. Send this by certified mail, return reciept requested. Be sure to put the certified# on the letter itself, and keep a copy for your records. This agency must be new, and/or very small, as they are not yet listed on BudHibbs.com. This is a very informative site on credit and collections issues. Good luck.