"Get the Credit You Deserve" they say. After paying $49.00 for an "Approved Gold Card"with a $10,000.00 credit line, so I thought. It isn't even a credit card. Firt Liberty stated "you have a 30-day refund of money guarantee." I sent my card back the same day I received it in the mail still glued to the paper. I've phoned them (no answer), I've faxed them (no answer) and now they are know where to be found on the internet.