Complaint Review: FIRST NATAIONAL CREDIT - ALISO VIEJO California

I responded to this flyer back in jan, I have nothing but good things to say. The 6.00 a month fee is strange but due to bad credit, this is a great way for me to re-establish my credit. I use it anywhere mastercard is accepted.

I just received my credit card in the mail which I thought was either a mastercard or visa, I sent for my money back like the paper that I signed said I could and I am know waiting for a response. I could not believe it when I found out that I could only buy from a 10 page catalog. I was so upset. What are we going to do about this situation? THIS COMPANY IS A RIP-OFF do not send any money to them!!

I received the cerificate thinking it was a great opportunity to extablish my credit. Instead another credit card company called me and told me I was denied the $15,000 limit with First National but was eligible for $2,500 with their company. I was outraged, after all the ceritificate states guaranteed $15,000. I got their phone number from the yellow pages on the internet and called to discuss why my check was cashed and I was not getting the card. There is no way to speak to anyone at that location unless you are an "account" holder. I did however get their fax number and faxed a letter to their office demanding my money back. I have yet to hear from anyone by email, phone, or fax. I am outraged!!

I want others to know that I received the same type of offing that have been posted about First National Credit on 5-11-2. So be aware that this company is still operating and sending its offer of up to $15'000 in credit and with no credit check, but you must send into them membership money before you get their credit card. I thought this offer may be a way to make payments for services on needed repairs on my apartment. Do to my friends caution and his computer research on this company I was able to avoid this scam by looking the company up on the Internet. How many elderly or other folks do not have this advantage to avoid being taken with spending money that they can ill afford to spend on nothing? Something should be done to stop this abuse.

I received the letter stating that I have been approved for $15,000 in credit, I did not submit my money because I wanted to see if this was a scam. I could not get any info off the internet and there was no phone number to call. My sugestion is that they should have to note in the letter that the credit is only for there products. My boyfriend also got a letter and he already has his check written out. I stopped him from sending it thanks to this site. I really don't think that it is fair that people that are trying to get some credit comes across this and gets sucked in to spending $40.00 for something that is useless. Just my thoughts.

About five weeks ago.I received a flyer in the mail FROM FIRST NATIONAL indicating zero % on their credit card for one year. They said all I had to do was to submit a one time payment of (approx)39.00 I sent the money in it was debited from my account and since then I have never heard from them .What can I do?

I just wanted to clarify that there IS A LEGITIMATE company called "First National Credit Card" The address is: PO BOX 5097 Sioux Falls SD 57117-5097 This company offers legitimate VISA's/Mastercards to "slow" or "bad" credit persons. This company DOES however identify itself in its letters as VISA or MASTERCARD - so please keep this in mind while looking at First National Card services. I Did however fall victim to the First National Card scam out of california - I paid my $43.00 as well as had them debit my account for $39.00 1 month after my initial payment. I look at it as: I paid $43.00 for a very nice catalog with nothing that I would ever buy. They were kind enough to give me 15,000 in credit - how about that?

They void the check and electroicly debt from your account. Close out your account. NOW.

I received the letter in the mail and wrote out a check and mailed the $43.00 rush delivery. I was very suspious so I looked on the internet the next day and seen that it was a rip off, so I called my bank and stopped payment on the check that I wrote.