This is he worst bank. It is advertising free checking and it is in Walmart and Kroger. I recently moved to a very large suburb and didn't think I'd have any problems banking. First, I went to deposit a check and there was no bank branch in the neighborhood Walmart or Kroger that I went to. There wasn't even an ATM to deposit the money. I finally ended up driving to a large Walmart only to find another bank in it. I did a search on the internet last Saturday to get my deposits made as I received an overdraft notice. I went to the location but the Walmart emplyees had closed the store due to electrical/computer problems. I drove all the way bacl over there today only to be told by the teller that I have a $34 NSF even though I have overdraft protection and was chargd $2.95 every day that I have been trying to make my deposit. I then called customer service and explained I to them but they refused to reduce their charges. I said to close the account and they said 'No, it will stay open for 60 days and continue charging you" This bank had no interest in stoppig the bleeding and just want to run up fees on an account holder!