Tagurit
USA#2Consumer Comment
Wed, September 19, 2012
Uinfortunately you were scammed. The number is no longer valid if in fact it ever was. The address is an APARTMENT COMPLEX not a business.
Never ever deal with a debt colletor unless it is in writing EVER. Because even if they are a real debt collector they will lie.
Now, here are a few other questions that may help you out.
First, did you ever owe HSBC a debt? If so, how long ago? Do not pay, do not admit anything to this new debt collector. Instead ask them for their address and write them a letter certified return receipt stating they must provide to you proof the debt is yours and also proof the debt is not past the statute of limitations for collections for your state. You need to check up on the statute of limitation for your state. If it is past that date, don't pay. Write them back stating it is past the statute of limitations and if they (1) contact you further or (2) place it on your credit report you will sue them under the provisions of the FDCPA.