Mike
Radford,#2Consumer Suggestion
Sat, June 07, 2003
Realize that they will charge you for increasing the credit limit. It's the only card agreement I've seen that does that. And there is nothing in the agreement that says the increase will be more than the fee. You could end up with less available credit after the increase than before. If you were in their good graces, they have also been reported to open additional accounts - with their own set of fees - without authorzation, instead of having one card with a higher limit. It just isn't worth paying this much to have a credit card. Pay off the card as soon as you can, then start applying for better cards. A card with a zero balance will look really good on your credit report. Once you have a better card, dump First Premier. If they will let you.
Joe
FPO AE,#3Consumer Comment
Fri, June 06, 2003
If they want the letter so bad send them a COPY of it. Write to the ATG, FTC, BBB. Procede and call some lawyers to hold them accountable.