- Report: #415610
Complaint Review: First Premier Bank - Sioux Falls South Dakota
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First Premier Bank
900 W Delaware Sioux Falls, 57117 South Dakota, U.S.A.
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First Premier Bank Fees Sioux Falls South Dakota
My son accepted a credit card offer for a $300.00 limit. he did not use the card, however, when the first bill arrive he had balance of $185.00 fees.
My son has a TBI Tramatic Brain Injury, which makes him suspect to using bad judgemets. I called the credit card company to demand closure and refund of fees, but they would not talk to me.
What can be done to protect the consumer from these types of excessive fees.
My son has limited income wich consist of social security disability and a part time job. He has other credit card debt which he obtained in the same manner and is getting out of control.
The $185.00 in fees seems to be criminal and nothing can be done to prevent this in the future.
Barry sewall
Larsen, Wisconsin
U.S.A.
My son has a TBI Tramatic Brain Injury, which makes him suspect to using bad judgemets. I called the credit card company to demand closure and refund of fees, but they would not talk to me.
What can be done to protect the consumer from these types of excessive fees.
My son has limited income wich consist of social security disability and a part time job. He has other credit card debt which he obtained in the same manner and is getting out of control.
The $185.00 in fees seems to be criminal and nothing can be done to prevent this in the future.
Barry sewall
Larsen, Wisconsin
U.S.A.
2 Updates & Rebuttals
Benn
Eleva,Wisconsin,
U.S.A.
Contact the state immediately
#2Consumer Comment
Sun, January 25, 2009
I also live in Wisconsin and dealt with this bank. Immediately contact the state financial affairs office there in Madison. You can do this via the web and file all complaints via on-line (which is really nice). Do this immediately. They will be able to assist you on this problem. The state does the work quickly and aggressively. If you need further help let me know and I will help you as much as I can via this site.
Robert
Irvine,California,
U.S.A.
First Premier
#3Consumer Comment
Sat, January 24, 2009
First Premier is a Sub-Prime card. Because of that they charge a huge amount of fees. However, if HE calls them up they are farily good about cancelling the card if he changed his mind. These "Pre-Screened" Credit offers can be stopped. He can go to optoutprescreen.com and this will take him off of these lists. As for the card(s) he has. Just as creditors won't talk to him about your accounts, they won't talk to you about his accounts. He is an adult, competent enough to hold a job, and I presume function basically in society. If that is the case he is competent enough to make other decisions. You may not want to hear this. But if you feel that his injury is causing him to make bad decisions you may need to take additional legal steps to take over his affairs. Because if this injury is causing him to make bad "financial" decisions, it could cause him to have bad judgment in other areas, some of which may cause him physical harm.
