Complaint Review: Ford motor credit. - Colorado springs Colorado

 You must think you're being so cute, so smart and so original with your comments. However, your response says it ALL! You know for a fact my comments were right on target. So much so that you cant even offer ANY reasonable or intelligent rebuttal! In fact, your only response is "you must work for them" or some other similar remark. Yep! The nail has been hit very squarely and perfectly on the head!!!

This is a bit confusing as to exactly what you think should be going on.

First of all it seems as of you think your son can just turn around and sell the car and because it was "stolen" he couldn't do that.  But the fact is that a person can not legally sell a car if they don't have the title.  So this was never an option unless he would find someone who would be willing to "buy" the car on your son's promise that he would pay off the lien and send the new person the title.  In all honesty this would have been very unlikely.

Next, it "seems" that your son tried to make arrangements with a local dealer to sell the car.  But during this time Ford decided that there was a big risk that your son would actually be able to pay off the loan so they Repossed it as they have the legal right to do.  As a result per the reposession laws they can not just have the car sitting waiting to be sold, they are REQUIRED to send it to auction, and yes at auction the car will go for a lot less.  

So while I appreciate your son's service and sacrifice and think that in some cases more needs to be done to help people in this situation.  The fact is that your son's disability, or his family issues has nothing to do with this.  People on disability or run into "rough patches" are still required to make their payments.  This also doesn't matter what finance company you are with, they would all do the exact same things.

As for them calling, unless you are on the loan you have no legal right to discuss it with them because he is an adult.  In fact in some circumstances they could actually be breaking the law if they do.   Now, your son can give his authorization(most likely in writing) that you are allowed to talk to them about your account.  But until he does that they can only talk to him.

There is one final item...yes the "B" word.  Bankruptcy.  It is a totally legal remedy that if he has multiple debts this may be what he needs to get a "fresh start".  As I will say that if he does have multiple delinquent debts, it is really just a matter of time before these creditors start to take more agressive action such as lawsuits.

 Let me guess u 1. Work for ford 2. Work for a finance company 3. Don't give a rats a** about anyone but ur self and troll these sites for entertainment. My suggestion 1. Get a life 2. Get a clue to what life is about 3. Sorry.....1 and 2 pretty much sums it up Don't need ur approval or care.

 Your son being a Veteran has NOTHING to do with this. Using that sympathy card won't work here. Your son had a responsibility to make each and every payment on time and he failed to do that. They didn't trust him or his situation because they have a financial interest in the car. They took whatever action to protect their interests.