Complaint Review: GE Money Bank - Internet Internet

First of all, I did not ask for coast's editorial opinion aboout my report. Second, I did not write a check -

I do not write checks. I do not mail checks. I do not use the US Postal Service and have not for many years now.  I pay everything on-line.  I do not owe anyone an explanation.  My report is true as stated.  Take it for what it's worth. They raised my limit, I made a mistake, they cancelled me, no notice.



I am fully aware that GE Money Bank has a website as I had three accounts with them but the Yamaha financing does not have a website. The loans are managed and backed by GE Money Bank. I just know that the system is designed to collect as much in fees as possible.  It got so aggravating that I sold my Yamaha and will never use their financing again. I now own a Harley.

GE Money Bank DOES have a website for online bill pay (https://www.gecrbcredit.com/consumergen2/login.do?subActionId=1000&clientId=gemoney&accountType=dualcard&langId=en).

In your response to Coast you said you didn't write a bad check.  Well, accidental or not, you DID write a check because it was returned. Accounting mistakes can happen, but it's still YOUR responsibility.

I'm with Coast on this one.

I agree with you, we are only human. However, with being human demands responsibility. An "accidental" NSF is all it can take to cancel your account. Coast once again, I believe  you are too harsh in your criticism. In the current credit markets companies can cancel your account for NSF payments. I believe if you read your Terms and Conditions there is language detailing what happens with payments that are returned. So while I understand you being upset, unless you have some hard proof  you were not ripped off. I would advise you to review your account and perhaps call them again and ask for an explanation. If they continue to stonewall you then you might have some ammunition for a legitimate rip off. 

I wonder who you work for? I am only human and I make mistakes but I guess you are perfect. I did not write them a bad check so MYOB. As far as Yamaha backed by GE Money Bank---no website to make online payments, no grace period, exorbitant fees to make a phone payment. GE can afford a website so this is all designed to bring in more fees. You're right that Wal Mart won't miss me but nothing I can do about that. I am glad you are perfect, except that you are a busy body...

"Don't Fall Into Their Trap !! Dishonest"

You forgot to tell us about 'their trap' or what they did that was dishonest.

"charge $20 to make a phone payment" Do they charge a service fee if you mail them a [good] check?

"They CLOSED MY WAL MART account"

Some companies tend to react that way when a customer submits a bad check.

"I can't believe Wal Mart lets these MORONS run their credit accounts"

Apparently they are practicing better account management than you.

"I will not shop at Wal Mart" I doubt the world's largest retailer will miss you.

You do not have a valid complaint.

"Don't Fall Into Their Trap !! Dishonest"

You forgot to tell us about 'their trap' or what they did that was dishonest.

"charge $20 to make a phone payment"

Do they charge a service fee if you mail them a [good] check?

"They CLOSED MY WAL MART account"

Some companies tend to react that way when a customer submits a bad check.

"I can't believe Wal Mart lets these MORONS run their credit accounts"

Apparently they are practicing better account management than you.

"I will not shop at Wal Mart"

I doubt the world's largest retailer will miss you.

You do not have a valid complaint.