This company is a Scam , they will not refund your money if you have a family death or emergency. I had a death and they refuse to refund my money. States that it was outlined in the welcome packet no refunds allowed. I was never made aware of this due to me never attending orientation or sending paperwork back in the office notarized. They still try to charge me $300 month for one year till they get there $4,000. I have disputed this with the credit card company and has done no good. Looking to sue and get an attorney involved in this. Scam company do not use them !