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  • Report:  #224136

Complaint Review: Giove Law Office - Lenahan Law Office - Buffalo Rhode Island

Reported By:
- Paisley, Florida,
Submitted:
Updated:

Giove Law Office - Lenahan Law Office
65 Great Arrow Drive Buffalo, 14216 Rhode Island, Uganda
Phone:
800-519-6044
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
They sent me threatening letters stating that I owed A LOT more money than the original amount. Demanded that I post-dated checks for payments. Violated the FCR Act because this matter is more than 7 years old.

When I stopped payment on my checks due to reading info on this company, they sent me another threatening letter stating the payment I needed to send to them, Plus a $20 service charge, Plus the Balance that was owed had went to a couple of hundred dollars up to $1,200.00. This company is ran by cold-hearted crooks!

I don't know how people in this line of work can sleep at night knowing that they are taking advantage of people and intentionally over-charging because they feel as though they have the people that they are talking too right where they want them and by me saying that I mean deliberately trying to scare people to where they will pay any amount that they mentioned is owed.

Brandy

Paisley, Florida
Uganda


2 Updates & Rebuttals

Steve

Bradenton,
Florida,
U.S.A.
Info for Brandy regarding collections and SOL

#2Consumer Suggestion

Fri, December 08, 2006

Brandy, The ONLY thing that 7 years applies to is the amount of time a creditor can report a negative item to the credit bureau, It has nothing to do with collections actions. The maximum statute of limitations in FL is 5 years from date of charge off or last activity if it was not charged off. SOL varies from state to state, and is usually determined by the state in which the account was opened. BTW, NO SOL in any of the 50 states is 7 years. Most are 3 to 6 years, and then there are some that are 10 and some that are 15. And, it is the FDCPA which regulates third party debt collectors, and it is the FCRA that regulates credit reporting. You can go to ftc.gov to read these acts, and also can file a complaint against them online. NEVER speak to any debt collector on the phone, and NEVER pay a third party debt collector without first obtaining debt validation. Any payment or attempt to pay will validate the debt and make it legally collectable, where it may not have been before, and will reset the SOL. These lowlife are JUNK DEBT BUYERS who buy very old usually uncollectable debts for less than a penny on the dollar.


Brandy

Paisley,
Florida,
Uganda
Giove - aka - Lenahan Law offices in United States not Uganda

#3Author of original report

Thu, December 07, 2006

This company is in the U.S.A., not Uganda. Just wanted to make that clear so no one gets confused!

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