FRIST I GOT A POLICY ON MY SON AND TOLD THEM HE HAD A HEART ATTACK BEFORE TWICE AND I WANTED TO SEE IF THEY WOULD INSURE HIM ..THE PERSON STATED THEY COULD AND PROCEEDED TO DO SO ..I THAN RECIEVED POLICY AND IT HAD MY SON NEVER HAD A HEART ATTACK ..I THAN HAD MY INSURANCE PERSON REVIEW IT AND HE SHOWED ME WHERE THEY HAD STATED HE NEVER HAD A HEART PROBLEM AND TOLD ME TO CANCEL AS THIS COMPANY NEVER PAYS OUT ON THESE KIND OF POLICY ..I CALLED TO RECIFIY THIS AND WAS TOLD BY REP THAT THIS WAS OK THERE WOULD BE NO PROBLEM IT DID NOT PERTAIN TO MY SON ..I TOLD REP I WANTED TO CANCEL THIS POLICY AS THAT WAS A STRAIGHT UP LIE HE WAS TELLING ME ..
I WAS SENT ALL OVER THE PLACE TO CANCEL THIS POLICY ..FINALLY I WROTE CONSUMER AFFAIRS AND BBB AND ANOTHER COMPANY AND THE POLICY WAS CANCELED ..I RECIEVED A CHECK THAT BOUNCED ..MAKING ME PAY 10.00 FOR A BOUNCED CHECK ..THEY THAN SENT ANOTHER CHECK AND NEVER AKNOWLEDGED THE BANK FEE ..FOR ONE THE RETURN WAS ONLY 24.99 AS IT WAS A FIRST TIME PAYMENT ..SO THERE FORE I BELIEVE THEY CALLED THERSELVES RIPPING ME OFF FOR SOME OF THE RETURN OF MY FUNDS BUT I DO NOT INTEND TO LET THAT HAPPEN ..NOT EVEN FOR 10.00 ..THIS COMPANY IS A RIPOFF AND IF YOU KNOW WHATS GOOD FOR YOU DO NOT BUY THERE INSURANCE