Complaint Review: grants360.com/kit - Internet

ALL of those grant websites and even calls you may receive are nothing but scams. When you agreed to $1.95 for S&H - you also agreed to sign up for worthless programs with a monthly fee - because you DID NOT READ the Terms and Conditions first.  they count on you not reading this information.  You DO NOT PAY FOR information on obtaining grants as it already free from the Federal Government.  Most of what they claim you can get a grant for - like buying homes or cars DO NOT EXIST. Government Grant Scams The "free money" scam has been around almost as long as the human species.   It has more variations than a bulldog has wrinkles but you can count on one thing: the government ( any government) does not simply give money away to individuals. Anyone who tells you differently has larceny in his heart. If you give him your bank account number, he will soon have your funds in his pocket. It does no good to list all of the names used by these bunko artists because a.) they change all the time and b.) every single free-money government-grant offer is a scam. Period. http://www.consumeraffairs.com/news04/2009/03/grant_scam_ads.html http://www.consumeraffairs.com/scam_alerts/grant.html http://www.consumeraffairs.com/news04/2009/03/ftc_stimulus_scam.html   FEDERAL TRADE COMMISSION WEBSITE             http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt134.shtm   Free Government Grants: Dont Take Them For Grant-ed Because you pay your income taxes on time, you have been awarded a free $12,500 government grant! To get your grant, simply give us your checking account information, and we will direct-deposit the grant into your bank account! Sometimes, its an ad that claims you will qualify to receive a free grant to pay for education costs, home repairs, home business expenses, or unpaid bills. Other times, its a phone call supposedly from a government agency or some other organization with an official sounding name. In either case, the claim is the same: your application for a grant is guaranteed to be accepted, and youll never have to pay the money back. But the Federal Trade Commission (FTC), the nations consumer protection agency, says that money for nothing grant offers usually are scams, whether you see them in your local paper or a national magazine, or hear about them on the phone. Some scam artists advertise free grants in the classifieds, inviting readers to call a toll-free number for more information. Others are more bold: they call you out of the blue. They lie about where theyre calling from, or they claim legitimacy using an official-sounding name like the Federal Grants Administration. They may ask you some basic questions to determine if you qualify to receive a grant. FTC attorneys say calls and come-ons for free money invariably are rip offs. Grant scammers generally follow a script: they congratulate you on your eligibility, then ask for your checking account information so they can deposit your grant directly into your account, or cover a one-time processing fee. The caller may even reassure you that you can get a refund if youre not satisfied. In fact, youll never see the grant they promise; they will disappear with your money. The FTC says following a few basic rules can keep consumers from losing money to these government grant scams:        Dont give out your bank account information to anyone you dont know. Scammers pressure people to divulge their bank account information so that they can steal the money in the account. Always keep your bank account information confidential. Dont share it unless you are familiar with the company and know why the information is necessary.        Dont pay any money for a free government grant. If you have to pay money to claim a free government grant, it isnt really free. A real government agency wont ask you to pay a processing fee for a grant that you have already been awarded or to pay for a list of grant-making institutions. The names of agencies and foundations that award grants are available for free at any public library or on the Internet. The only official access point for all federal grant-making agencies is www.grants.gov.        Look-alikes arent the real thing. Just because the caller says hes from the Federal Grants Administration doesnt mean that he is. There is no such government agency. Take a moment to check the blue pages in your telephone directory to bear out your hunch or not.        Phone numbers can deceive. Some con artists use Internet technology to disguise their area code in caller ID systems. Although it may look like theyre calling from Washington , DC , they could be calling from anywhere in the world.        Take control of the calls you receive. If you want to reduce the number of telemarketing calls you receive, place your telephone number on the National Do Not Call Registry. To register online, visit www.donotcall.gov . To register by phone, call 1-888-382-1222 (TTY: 1-866-290-4236) from the phone number you wish to register.        File a complaint with the FTC. If you think you may have been a victim of a government grant scam, file a complaint with the FTC online at www.ftc.gov , or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad. The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues , visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network , a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.  September 2006 Feds: Scammers Falsely "Guaranteed" Government Grants Court halts operators' deceptive pitches for grant writing book and services     By James Limbach ConsumerAffairs.com July 24, 2009   A federal judge has stopped an operation from falsely claiming that it could help consumers secure a "$25,000 Grant" -- guaranteed -- from the U.S. government. The case is part of a Federal Trade Commission crackdown on scammers trying to capitalize on the economic downturn by targeting people facing financial hardship. In the complaint the FTC, jointly with the attorneys general of Kansas, Minnesota, and North Carolina, charged that Grant Writers Institute, LLC and its related entities (together, GWI) falsely told consumers that they were eligible for grants as part of the recently announced economic stimulus package . According to the complaint, the false and deceptive claims by GWI violate federal law, state consumer protection laws, and the FTC's Telemarketing Sales Rule. The complaint seeks a court order permanently stopping the defendants' illegal conduct and forcing them to return money to consumers injured by the scheme. "Stamping out grant fraud and other types of schemes that take advantage of consumers in dire financial shape continues to be one of the Federal Trade Commission's highest priorities," said David Vladeck, Director of the Bureau of Consumer Protection. "There is no such thing as a guaranteed grant. But to consumers in financial trouble, the chance for extra income -- guaranteed or otherwise -- can unfortunately be a huge draw." The FTC says since at least 2007, GWI has mass mailed postcards to consumers across the country falsely claiming that the consumers "are Guaranteed a $25,000 Grant from the U.S. Government." Consumers who call the number are pitched a $59 book titled "Professional Grant Writer 'The Definitive Guide to Grant Writing Success.'" The company's telemarketers falsely claim that the book will explain how to get government grants -- including the "guaranteed" $25,000 grant. GWI and its North Carolina-based telemarketers, also named as defendants in the complaint, then call consumers who have bought the book, trying to get them to pay hundreds of dollars or more for grant research, writing, or coaching services, falsely claiming a 70 percent success rate in securing grant funding. In reality, few, if any consumers ever receive any grant money. The Commission contends that in addition to falsely claiming consumers were "guaranteed" to receive grants, GWI used the current government stimulus package to make its pitch. For example, when consumers called the number on the mass-mailed postcard, they heard a recording that said, "If you've been reading the papers you know that recently our government released $700 billion into the private sector. What you probably don't know is that there is another $300 billion that must be given away this year to people just like you." The recording continues, "And if you're one of the lucky few who knows how to find and apply for these grants, you will receive a check for $25,000 or more, and we guarantee it . . . If you don't get a check for $25,000 or more, you pay nothing." The following were named as defendants: Affiliate Strategies, Inc.; Landmark Publishing Group, LLC (d/b/a G.F. Institute and Grant Funding Institute); Grant Writers Institute, LLC; Answer Customers, LLC; Apex Holdings International, LLC; Brett Blackman, individually and as an officer, manager, and/or member of Affiliate Strategies, Inc., Landmark Publishing Group, LLC, Grant Writers Institute, LLC, Answer Customers, LLC, and Apex Holdings International, LLC; Jordan Sevy, individually and as a manager of Landmark Publishing Group, LLC; James Rulison, individually and as president of Answer Customers, LLC, all located in Kansas . The complaint also names the following North Carolina entities as defendants: Real Estate Buyers Financial Network LLC (d/b/a Grant Writers Research Network); Martin Nossov, individually and as a manager and member of Real Estate Buyers Financial Network LLC; and Alicia Nossov, individually and as a manager and member of Real Estate Buyers Financial Network LLC. Read more: http://www.consumeraffairs.com/news04/2009/07/stimulus_scam.html#ixzz0NENGCoRV