- Report: #103063
Complaint Review: Guardian Financial - Champlain New York
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Author Not Confirmed
Why?
Guardian Financial
100A Walnut Street Suite 192 Champlain, 12919 New York, U.S.A.
Phone:
888-406-4353
Web:
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Business Rating:
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Guardian Financial FRAUD ALERT NO MASTERCARD FOR $249.00 Don't Be Taken To Good To Be True Is Right It's A RIPOff Champlain New York
I was sitting at home going through my bills just thinking to myself, 'How am I going to get these paid off.' Just then the phone rang. It was Kanisha, EV002, calling on behalf of Guardian Finacial Benefits. I had been selected by Guardian to receive an UNSECURED MasterCard with a credit limit of $2000.00 and all I needed to do was pay $249.00 which would cover the Processing Fee and would only need to be paid once as long as I kept my account in good standing.
I remember thinking to myself this has to be a good omen. I had been trying for over a year to re-build my credit and here was the greatest of opprotunities. So naturally I jumped on the Band Wagon. I handed off to a Shift Supervisor to confirm my information, that was when Ranisha, came on. I asked her for clarification. This card is an UNSECURED MasterCard, not one of those loadable cards or a Secured Card where I have to set up a saving account, she reassured me that this was an UNSECURED Credit Card with all the benefits that come with such. During the Recorded portion of this call, the beep came in the middle of a sentence, it happened right at the end of the call. I should have known, but no, after the 'RECORDING' I was asked if I would like long distance Phone service from a new company, I declined.
Again another flag should gone off, but I didn't see it, not until I saw this site, I hopped online to see if there anything on Guardian Financial. As soon as I saw this site I knew that I had fallen for the Bait, hook line and sinker. Not only did I fall for it, this turns out to be the same company that emptied my savings account 18 months earlier under the name Guardian Benefits. I couldn't believe it. I went down to my bank and put a halt to any attempt by Guardian Financial to debt my account. It is a reality that there companies out there who's sole purpose is to commit fraud against people who are in the midsts of hard times. Well I am one person who not stand idlely by and become another victim. I have a voice and I am using it. Please take care and if it sounds TO GOOD TO BE TRUE, it probably is.
Deborah
Flint, Michigan
U.S.A.
I remember thinking to myself this has to be a good omen. I had been trying for over a year to re-build my credit and here was the greatest of opprotunities. So naturally I jumped on the Band Wagon. I handed off to a Shift Supervisor to confirm my information, that was when Ranisha, came on. I asked her for clarification. This card is an UNSECURED MasterCard, not one of those loadable cards or a Secured Card where I have to set up a saving account, she reassured me that this was an UNSECURED Credit Card with all the benefits that come with such. During the Recorded portion of this call, the beep came in the middle of a sentence, it happened right at the end of the call. I should have known, but no, after the 'RECORDING' I was asked if I would like long distance Phone service from a new company, I declined.
Again another flag should gone off, but I didn't see it, not until I saw this site, I hopped online to see if there anything on Guardian Financial. As soon as I saw this site I knew that I had fallen for the Bait, hook line and sinker. Not only did I fall for it, this turns out to be the same company that emptied my savings account 18 months earlier under the name Guardian Benefits. I couldn't believe it. I went down to my bank and put a halt to any attempt by Guardian Financial to debt my account. It is a reality that there companies out there who's sole purpose is to commit fraud against people who are in the midsts of hard times. Well I am one person who not stand idlely by and become another victim. I have a voice and I am using it. Please take care and if it sounds TO GOOD TO BE TRUE, it probably is.
Deborah
Flint, Michigan
U.S.A.
1 Updates & Rebuttals
Deborah
Flint,Michigan,
United States Minor Outlying Islands
The office is now closed
#2Author of original report
Wed, August 11, 2004
I have attempted to call Guardian over a dozen times, usually around 10 am to 3 pm eastern time, and I all I get is "The office is now closed if you leave your Name, a phone number where you can be reached a representitive will return your call." An HONEST Company would have returned my calls by now, don't you think?
